Consumer Math (Set)
Coming on June 16, 2025
$78.38
List Price:
$97.98
Overview
For Grades 9th - 12th
Prepare your high school student for real-world financial decisions with this Christian homeschool curriculum that teaches personal finance through the lens of biblical stewardship. Consumer Math homeschool curriculum set equips teens in grades 9–12 to apply math skills to budgeting, saving, debt, taxes, housing, and career planning—developing financial literacy rooted in faith and practical life application.
The included Consumer Math Teacher Guide features a flexible 180-day schedule. Assignments are scheduled 5 days a week, approximately 45 minutes per lesson.
What’s Included
| 1 x Consumer Math Coming on June 16, 2025 |
| 1 x Consumer Math (Teacher Guide) Coming on June 16, 2025 |
Product Attachments
A Look Inside
Consumer Math
(4.61 MB)
Consumer Math (Teacher Guide)
(1.01 MB)
Book Trailer
Book Trailer - Consumer Math
Product Details
| SKU | M423-7 |
|---|---|
| Manufacturer | Master Books |
| Title | Consumer Math (Set) |
| Subtitle | Biblical Stewardship & Personal Finance |
| ISBN 13 | 9781683444237 |
| Contributors | Katherine Loop Hannon |
| Publisher | New Leaf Publishing Group, LLC |
| Weight (in lbs) | 4 |
More Information
Consumer Math: Biblical Stewardship & Personal Finance
Equip your high school student with essential life skills with Master Books’ Consumer Math: Biblical Stewardship & Personal Finance; a comprehensive, Scripture-integrated high school math curriculum that prepares students to make wise financial decisions in everyday life. Designed for 9th–12th grade students, this course goes far beyond the classroom—teaching budgeting, saving, taxes, career planning, housing, debt, compound interest, and more, all through the lens of biblical stewardship.
This hands-on course reinforces foundational math skills while developing critical thinking and practical financial literacy. Students will gain the tools they need to navigate major life decisions—from buying a car to preparing for retirement—with confidence and discernment.
What makes this Consumer Math course unique?
- Real-Life Math Applications: Teach your student to apply math in real-world situations like budgeting, managing living expenses, calculating taxes, and evaluating purchases.
- Biblical Perspective: Integrated Scripture studies guide students to view money, resources, and responsibility through a biblical worldview.
- Engaging Activities: Features real-life case studies that help students see biblical principles applied in action. “Scripture Sleuth” activities for Bible study, and application exercises to help reinforce the course concepts.
- Skill Development: Encourages the development of mental math skills, an understanding of budgeting, and good financial choices. The course emphasizes the biblical importance of generosity, saving, and wise spending.
- Teacher Guide Included: Engaging lesson reviews, thought-provoking assignments, and guided reflections make this course easy to teach and meaningful to complete.
- Additional Learning: Optional Master Books Academy online course provides additional learning opportunities and online labs. (COMING SOON!)
Course Overview:
- Quarter 1: : Giving, Living Expenses, Debt, and Taxes
- Quarter 2:: Budgeting for Essentials and Big Expenses
- Quarter 3:: Major Financial Decisions—Cars, Careers, Housing
- Quarter 4:: Investing, Retirement, Business Math, and Review
Course Features:
- 45 minutes per lesson, 5x per week
- Convenient daily schedule, saving you time!
- Full-color student & teacher text
- Perforated, 3-hole punched worksheets
- Recommended Grade Level: 9th – 12th
- One-year course to earn one math credit
- Supplemental video instruction is offered at MasterBooksAcademy.com (COMING SOON!)
Consumer Math equips students with the confidence to face life’s financial challenges as wise stewards of God’s provision. Whether preparing for college, a career, or life at home, this course offers indispensable knowledge for every Christian high school student.
Curriculum Set Includes:
- Consumer Math Student Book
- Consumer Math Teacher Guide
Table of Contents
- Quarter 1: The Big Picture & Key Skills
- 1. Introduction & Giving
- 2. Introduction to Living Expenses
- 3. Savings, Compound Interest, & Debt
- 4. Taxes
- 5. More Taxes & Review
- Quarter 2: Budgeting
- 6. Getting Started with a Budget
- 7. More on Budgeting Income; Limiting Lifestyle (Food)
- 8. Budgeting & Medical Expenses
- 9. Budgeting for Big Expenses
- 10. Review
- Quarter 3: Financial Decisions
- 11. Cars
- 12. Career Preparation
- 13. Housing, Part 1
- 14. Housing, Part 2
- 15. Decisions & Review
- Quarter 4: More Applications, Investments, & Financial Review
- 16. Applying Math Skills to Daily Life
- 17. Savings: Understanding Saving Options
- 18. Savings: Mechanics & Retirement
- 19. Estimating Taxes, Business Math, & Review
- 20. Review
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Coming on June 16, 2025
Out of stock
Customer Reviews
5
Practical Math Curriculum
Review by
SB
I am very excited about this Consumer Math curriculum. Learning how to handle personal finances (income, budgeting, spending, giving, saving, taxes) is such a necessary course that all students (and adults!) can benefit from. Approaching these topics from a Biblical point of view makes it even better. This course helps us learn what the Bible teaches about making wise financial decisions and how to be a good steward of all that God gives us.
The Student Textbook is colorful and laid out in an appealing and easy-to-read way. Color coded formulas and example problems are easy to follow. Example tax forms, tables and documents were helpful. The review and reference sections at the end of the book are also very helpful. The course material is arranged into four quarters:
Quarter 1: The Big Picture & Key Skills
Quarter 2: Budgeting
Quarter 3: Financial Decisions
Quarter 4: More Applications, Investments & Final Review.
I really appreciated the Keeping Perspective sections and the Case Studies. Scripture isn’t just sprinkled into the lessons; this course thoroughly incorporates Scripture and God’s principles on money and finances.
The Consumer Math Teacher Guide is a necessary component for the Consumer Math course. As with all Masterbooks curriculum, the Suggested Daily Schedule included with this course makes it easy for students to know what work to complete each day. Consumer Math is scheduled into 4 quarters, over a total of 180 days. The Teacher Guide contains the student exercise sheets that they will complete each day. The worksheets are colorful and easy to read. The headings at the top of each exercise clearly show what lesson and day the page is for, as well as which pages to reference in the textbook. The Teacher Guide contains 19 quizzes, 4 tests, and 1 final exam. There are also extra resources, such as templates for budgeting and tracking. There is an answer key in the back of the Teacher Guide, although it does not show how the answers were arrived at. There are separate, optional resources available for this course: Consumer Math Solutions Manual and Consumer Math Case Studies. I am excited for my children to use this Consumer Math course.
The Student Textbook is colorful and laid out in an appealing and easy-to-read way. Color coded formulas and example problems are easy to follow. Example tax forms, tables and documents were helpful. The review and reference sections at the end of the book are also very helpful. The course material is arranged into four quarters:
Quarter 1: The Big Picture & Key Skills
Quarter 2: Budgeting
Quarter 3: Financial Decisions
Quarter 4: More Applications, Investments & Final Review.
I really appreciated the Keeping Perspective sections and the Case Studies. Scripture isn’t just sprinkled into the lessons; this course thoroughly incorporates Scripture and God’s principles on money and finances.
The Consumer Math Teacher Guide is a necessary component for the Consumer Math course. As with all Masterbooks curriculum, the Suggested Daily Schedule included with this course makes it easy for students to know what work to complete each day. Consumer Math is scheduled into 4 quarters, over a total of 180 days. The Teacher Guide contains the student exercise sheets that they will complete each day. The worksheets are colorful and easy to read. The headings at the top of each exercise clearly show what lesson and day the page is for, as well as which pages to reference in the textbook. The Teacher Guide contains 19 quizzes, 4 tests, and 1 final exam. There are also extra resources, such as templates for budgeting and tracking. There is an answer key in the back of the Teacher Guide, although it does not show how the answers were arrived at. There are separate, optional resources available for this course: Consumer Math Solutions Manual and Consumer Math Case Studies. I am excited for my children to use this Consumer Math course.
5
What Ive been looking for!
Review by
Shannon
Student book- Ive been excited for this course to release and I was NOT disappointed! First, right off the bat, this course is visually appealing. Full of bright colors and laid out in a pleasing way! This is not the average boring black and white math book. I love the use of color to clearly show different parts of the problems in the examples given. This Course starts with Biblical principles for dealing with money and covers a wide range of topics that the student will be using in their daily life and especially as they move into adulthood (budgeting, taxes, buying a home, saving, debt and so much more). I would have really benefited from a class like this when I was starting out. This is a class for the real world and the lessons learned here will be used for a lifetime.
Teacher guide- This teachers guide continues with the features and expectations that a typical Masterbooks course has, but with appealing pops of color and nice visual spacing/layout. The daily schedule is clear and walks you step by step on what to do each day. The worksheets are thorough without being drill and kill. This class is not just math problems but is seeking to have the student really understand the why behind what they are learning with a Biblical starting point. This course will truly prepare the student with the tools they need to be successful financially. I love that real life examples are given, like comparing cell phone plans, dealing with utility bills, understanding interest, taxes, budgeting and so, so much more! This is truly a “life lesson” class that is invaluable.
Teacher guide- This teachers guide continues with the features and expectations that a typical Masterbooks course has, but with appealing pops of color and nice visual spacing/layout. The daily schedule is clear and walks you step by step on what to do each day. The worksheets are thorough without being drill and kill. This class is not just math problems but is seeking to have the student really understand the why behind what they are learning with a Biblical starting point. This course will truly prepare the student with the tools they need to be successful financially. I love that real life examples are given, like comparing cell phone plans, dealing with utility bills, understanding interest, taxes, budgeting and so, so much more! This is truly a “life lesson” class that is invaluable.
5
Thorough and Straightforward
Review by
Michele
This is a thorough overview of consumer math. It is done very practically and conversationally, which I think really benefits today’s learners. Each Day has a singular focus so large ideas, such as debt and interest are approached in bite-sized chunks. Scripture is relevantly and thoughtfully included throughout with frequent opportunities for the student to dig into Scripture and make their own applications. While this is a Math course, the calculation does not seem overburdensome. There are typically 2 pages to read each day about the concept, followed by 1-2 workbook pages in the Teacher’s Guide with calculations and application relevant to the student textbook reading. The progression feels natural and progresses meaningfully throughout the course. There is a test every 10 days, with a review on the 9th day.
The lessons on Taxes are practical and give the student information about tax brackets, filing status, and an introduction to all the concepts they will come across while filing their taxes, like ‘adjusted gross income’ and ‘deductions’ including graphics of associated tax documents for making relevant calculations. The exercises have both comprehension questions for those important concepts as well as straightforward real-life calculation questions.
Though the dangers of credit cards are mentioned, they are also noted for their convenience. Debit cards are not listed as an alternative, except as a side note in the lesson on checking account mechanics. Also, there are no alternative methods to debt listed for raising a credit score. I plan to have my student research this as an extension of this lesson, and we’ll probably listen to financial experts, like Dave Ramsey, periodically and analyzes any differences in how he addresses a topic. I wouldn’t say there are many differences in here, other than his absolute aversion to debt, for those wondering how it might compare.
Optional exercises for research or application are included throughout. A few examples are pricing a recipe and finding the cost per serving, This course is likely the most applicable course a student can and will take, covering so many aspects of their day-to-day life. There will be many opportunities to bring your student in on the family’s consumer activities and decisions to reinforce and extend what is taught in the lessons here. I anticipate many meaningful and fruitful conversations from the In Your Own Life sections found at the end of most exercises.
The lessons on Taxes are practical and give the student information about tax brackets, filing status, and an introduction to all the concepts they will come across while filing their taxes, like ‘adjusted gross income’ and ‘deductions’ including graphics of associated tax documents for making relevant calculations. The exercises have both comprehension questions for those important concepts as well as straightforward real-life calculation questions.
Though the dangers of credit cards are mentioned, they are also noted for their convenience. Debit cards are not listed as an alternative, except as a side note in the lesson on checking account mechanics. Also, there are no alternative methods to debt listed for raising a credit score. I plan to have my student research this as an extension of this lesson, and we’ll probably listen to financial experts, like Dave Ramsey, periodically and analyzes any differences in how he addresses a topic. I wouldn’t say there are many differences in here, other than his absolute aversion to debt, for those wondering how it might compare.
Optional exercises for research or application are included throughout. A few examples are pricing a recipe and finding the cost per serving, This course is likely the most applicable course a student can and will take, covering so many aspects of their day-to-day life. There will be many opportunities to bring your student in on the family’s consumer activities and decisions to reinforce and extend what is taught in the lessons here. I anticipate many meaningful and fruitful conversations from the In Your Own Life sections found at the end of most exercises.
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